This page includes information about the Discover it® Student chrome, Discover it® Secured and Discover it® Student Cash Back products, which are currently not available on Business Insider and may be out of date.

The best starter credit cards in 2020:

Best student credit card: Discover it® Student Cash Back
Best secured credit card: Discover it® Secured
Best for cash back: Capital One® QuicksilverOne® Cash Rewards Credit Card
Best for travel rewards: Capital One® VentureOne® Rewards Credit Card
Best basic starter card: Capital One® Platinum Credit Card
Best for intro APR: Discover it® Student chrome
Best for building credit: Petal Visa Card


If your credit score isn’t great or you barely have any credit history, you’ll need to ease into the world of credit cards. Fortunately, there are cards specifically made for credit newcomers, many of which let you get approved with fair credit, bad credit, or no credit at all.

Take a free peek at your credit score using a service like Credit Sesame or Credit Karma. From there, you can figure out which credit card can help you build credit that lasts.See the rest of the story at Business Insider

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See Also:

The best cash-back credit cards of June 20206 strategies to use if you can’t get approved for a credit cardYour credit card can lower your limit without warning. Here’s how to keep your credit score from taking a hit.

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