The best cash-back credit cards in 2020:

Best overall: Citi® Double Cash Card
The most bonus categories: Wells Fargo Propel American Express® card
Strong intro APR offer: Chase Freedom Unlimited®
Best for cash back on dining: Capital One® Savor® Cash Rewards Credit Card 
Best for families: Blue Cash Preferred® Card from American Express
Highest cash back — if you work for it: Chase Freedom®
Best for lower credit scores: Discover it® Secured
Want an in-depth answer? Check out our cash-back credit card guide below.

Travel rewards credit cards can be incredibly lucrative — you can use them to earn enough points to book a first-class flight or a luxury hotel stay. But not everyone wants to travel, and there are a lot of hoops to jump through if you want to maximize your rewards to get the best travel redemptions.

That’s why there’s a great case to be made for cash-back credit cards. With cash-back cards, 1% back will always be 1 cent back, no matter what. Many cash-back credit cards don’t charge annual fees, so they can be a great way to put money back in your wallet while minimizing your out-of-pocket expenses.

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Our panel of experts

We consulted top credit card, travel, and financial experts to weigh in on this list of the top credit cards for earning cash back and to provide their tips for finding the best cash-back card for you. You’ll find the full transcript of our expert interviews at the bottom of this article.See the rest of the story at Business Insider

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