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The Platinum Card® from American Express offers a tremendous value despite its annual fee.
With many overlapping perks but a few key differences when it comes to annual perks and bonus points, the The Business Platinum® Card from American Express is a similarly valuable card.
The Amex Platinum is generally a better option for individuals, thanks to benefits like annual statement credits with Uber and Saks Fifth Avenue. 
The Business Platinum card is better suited to many small-business owners, as it offers statement credits with Dell and a points rebate when you book eligible travel through Amex Travel.
See Business Insider’s list of the best rewards credit cards »

The Platinum Card® from American Express has a $550 annual fee — one of the highest among all personal credit cards — but if you travel frequently you can get enough value for it to be worthwhile. Over the past few years, Amex has added new benefits and perks to both the Amex Platinum and the Amex Business Platinum Card (with a $595 annual fee) to keep them competitive with other premium rewards cards.

While the personal and business versions used to have virtually identical benefits and terms (with a few exceptions), they’re no longer nearly identical. While they do have many overlapping benefits, there are some key differences. Keep reading to see how the Platinum Card and the Amex Business Platinum Card differ, and to decide if either is right for you.See the rest of the story at Business Insider

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