ariana arghandewal headshotCourtesy of Ariana Arghandewal

I’ve been earning points and miles for the last seven years. I use more than a dozen rewards credit cards to maximize the return on all my spending.
In large part thanks to these cards, I’m able to earn more than 1 million points and miles each year.
While I have more than a dozen cards, I don’t carry all of those in my wallet every day. Instead, I always bring a smaller stash with me, including the Chase Freedom Unlimited and the Hilton Honors American Express Aspire Card.
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Before I got involved in the points and miles hobby, I had just one credit card, issued by Capital One. It earned just 1% cash back on everything — nothing to write home about.

Fast-forward seven years, and I have more than a dozen credit cards, helping me earn more than 1 million points each year to help fund incredible travel experiences. Regardless of how many cards I pick up over the years, there are five that I’ll always keep in my wallet to maximize my rewards.See the rest of the story at Business Insider

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