caroline lupini fiji nov 2018Courtesy of Caroline Lupini

I pay over $4,000 in credit card annual fees. The costs add up quickly with cards like the Platinum Card® from American Express, the Chase Sapphire Reserve, and the Citi Prestige® Card.
I travel about eight months out of the year, so I need credit cards that offer strong travel coverage to protect me if something goes wrong, and valuable benefits and rewards to improve my experience on the road.
You may not need every single one of these cards, especially if you don’t travel very often, but make sure the ones you do have provide the best set of perks and coverages. For example, if you’re a frequent Hilton guest, the Hilton Honors Aspire American Express Card could make your life easier with benefits like free elite status.
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I pay a lot in credit card annual fees — more than $4,000 per year in total. That may seem like an absurd amount, but I get a ton of benefits and value out of my credit cards. Plus, I spend about eight months out of the year traveling internationally, so it’s not hard for me to take advantage of the travel perks my cards offer. 

Here are the details of my cards, their annual fees, and why I’m happy to pay them — in approximate order of how important the cards are to me and which benefits justify me keeping the card. While I do have some cards without annual fees that I love, those will not be included here.See the rest of the story at Business Insider

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Having an emergency fund of credit card points has saved me thousands of dollars on last-minute, emergency travel. Here’s how I do it.12 of the best credit card offers in October, from 75,000 Delta miles to the best rewards card for beginners5 of the best luxury credit cards that can get you into exclusive airport lounges

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